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Loan Companies serving Chattanooga, TN 

WE COMPLETED THE FIRST REVERSE MORTGAGE IN TENNESSEE IN 1993!
Mortgage South originated the FIRST reverse mortgage in Tennessee – in every sense of the word – and we remain a leader in the program today! We serve homeowners 62 years of age and older, putting their home equity to work to provide them with extra income. Our expertise as a reverse mortgage lender has helped Mortgage South become one of the most trusted loan companies in Chattanooga, TN.

Our Senior Advantage™ reverse mortgage can help you use your home to improve your lifestyle. Get a little extra room in your budget, buy a new vehicle, travel or purchase a new home. Call today to get started!
The Process
DETERMINE IF YOU QUALIFY
Qualifying is easy! While the process might vary by lender, generally the lending requirements are less stringent than a traditional mortgage. Only a minimal credit score is needed to qualify for a reverse mortgage.
EXPLORE A PROGRAM
We have a number of options available for your financial needs, and we would be happy to assist you to determine which is best for you.

GET EDUCATED
Partake in counseling from a Department of Housing and Urban Development (HUD)-approved counselor or a Freedom Association of Retired Persons (AARP)-approved counselor (a requirement) to learn what you need to know.
CLICK HERE TO VIEW THE WHOLE PROCESS
Mortgage South FAQ
Success Stories
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    “Mortgage South has made such a difference in our day to day lives! From the very beginning of this experience the day that we 1st met Nathan at Pratt Homes we were almost  immediately put at ease by his attitude, patience, and knowledgeable  way of being able to explain everything in detail. Nathan worked with us every step of the way, sometimes we would feel silly about calling him to ask multiple questions, but he never seemed annoyed, and was always very responsive as I have gotten very impatient in my more mature years.  All we can say is that we never ever got the feeling that he was not totally there with us every step of the way and always reassuring  that everything was going as it was supposed too! As we wake up every morning in our beautiful home, all we can say is thank you from the bottom of our hearts for always being there for us until closing. Our grateful thanks to you Nathan Guerrero & your company Mortgage South for our Reverse Mortgage.”
    -Fondly, David & Lynda McClain



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  • Nathan, When my Dad had a stroke It changed not only his life but all of ours . He was very independent up till his stroke he worked the day before . So not only did we worry about making sure we were giving him the care he needed but we were not sure how we were going to handled his mortgage and his medical bills .I am so glad we came and talked to you about a reverse mortgage it was perfect for us and you and everybody at Mortgage South was so nice and helped us understand about a Reverse mortgage Thank you , Cary Ferguson



    "Nathan, When my Dad had a stroke It changed not only his life but all of ours . He was very independent up till his stroke he worked the day before . So not only did we worry about making sure we were giving him the care he needed but we were not sure how we were going to handled his mortgage and his medical bills .I am so glad we came and talked to you about a reverse mortgage it was perfect for us and you and everybody at Mortgage South was so nice and helped us understand about a Reverse mortgage"
    Thank you , Cary Ferguson




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    "When my husband and I decided that we needed to downsize, our first priority was to find a place to live that would please both of us. Not an easy task, but we were able to accomplish this very quickly. Next came the question of how to finance our "new" home. Neither of us had ever considered reverse mortgage, but I picked up a sheet with a name and phone number and called out of curiosity. After a brief conversation with Nathan Guerrero, we made an appointment and talked with him about the possibility of using the reverse mortgage to finance our move. He answered all of our questions and told us to call anytime that we had other questions or concerns. We did take advantage of that offer several times. Each time he gave answers that were both honest and geared to our unique circumstances. Our decision to use Reverse Mortgage to finance our home was a good one for us. Although the process is probably quite complicated, we never realized that because Nathan walked us through it a step at a time, even meeting us somewhere when we could not make it to his office. His warm professionalism and honesty cannot be beat"
    -Linda


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Reverse Mortgage Calculator Chattanooga, TN
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Learn more about the reverse mortgage process. Please get in touch with us today with your questions or feedback!

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